Call reports 2006
AMERICAN UNITED BANK — 2006
What AMERICAN UNITED BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,496,000 | 48,181,000 | 59,539,000 | 65,958,000 |
| Total loans | 30,227,000 | 33,570,000 | 35,739,000 | 41,501,000 |
| Allowance for loan losses | 295,000 | 328,000 | 359,000 | 416,000 |
| Securities available for sale | 2,446,000 | 3,403,000 | 9,461,000 | 10,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,605,000 | 39,146,000 | 50,304,000 | 56,615,000 |
| Interest-bearing deposits | 26,867,000 | 33,603,000 | 48,000,000 | 54,571,000 |
| Noninterest-bearing deposits | 1,738,000 | 5,543,000 | 2,304,000 | 2,044,000 |
| Equity capital | 8,786,000 | 8,891,000 | 9,061,000 | 9,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,499,000 | 2,554,000 | 3,782,000 |
| Interest expense | 247,000 | 582,000 | 1,120,000 | 1,788,000 |
| Net interest income | 414,000 | 917,000 | 1,434,000 | 1,994,000 |
| Noninterest income | 20,000 | 69,000 | 99,000 | 144,000 |
| Noninterest expense | 419,000 | 841,000 | 1,245,000 | 1,695,000 |
| Provision for loan losses | 92,000 | 125,000 | 156,000 | 213,000 |
| Pretax income | -77,000 | 20,000 | 132,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -77,000 | 20,000 | 132,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,830,000 | 8,961,000 | 9,072,000 | 9,171,000 |
| Total capital | 9,125,000 | 9,289,000 | 9,431,000 | 9,587,000 |
| Risk-weighted assets | 32,290,000 | 37,999,000 | 41,964,000 | 48,467,000 |