Call reports 2005
AMERICAN UNITED BANK — 2005
What AMERICAN UNITED BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,226,000 | 18,971,000 | 22,561,000 | 27,124,000 |
| Total loans | 4,013,000 | 9,555,000 | 15,775,000 | 20,549,000 |
| Allowance for loan losses | 40,000 | 96,000 | 158,000 | 203,000 |
| Securities available for sale | 1,956,000 | 1,976,000 | 1,964,000 | 1,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,895,000 | 9,782,000 | 13,446,000 | 18,163,000 |
| Interest-bearing deposits | 4,513,000 | 8,517,000 | 11,701,000 | 16,450,000 |
| Noninterest-bearing deposits | 382,000 | 1,264,000 | 1,744,000 | 1,713,000 |
| Equity capital | 9,306,000 | 9,152,000 | 9,040,000 | 8,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 341,000 | 755,000 | 1,166,000 |
| Interest expense | 10,000 | 66,000 | 155,000 | 301,000 |
| Net interest income | 113,000 | 275,000 | 600,000 | 865,000 |
| Noninterest income | 0 | 0 | 2,000 | 35,000 |
| Noninterest expense | 278,000 | 556,000 | 919,000 | 1,333,000 |
| Provision for loan losses | 40,000 | 96,000 | 158,000 | 203,000 |
| Pretax income | -205,000 | -377,000 | -475,000 | -636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -205,000 | -377,000 | -475,000 | -636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,338,000 | 9,166,000 | 9,068,000 | 8,907,000 |
| Total capital | 9,378,000 | 9,262,000 | 9,226,000 | 9,110,000 |
| Risk-weighted assets | 6,654,000 | 13,649,000 | 22,365,000 | 25,920,000 |