Call reports 2004
HARRIS BANK HINSDALE, NATIONAL ASSOCIATION — 2004
What HARRIS BANK HINSDALE, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 777,500,000 | 794,933,000 | 830,366,000 | 823,318,000 |
| Total loans | 660,014,000 | 670,078,000 | 699,367,000 | 698,461,000 |
| Allowance for loan losses | 8,684,000 | 8,827,000 | 8,611,000 | 8,585,000 |
| Securities available for sale | 100,063,000 | 102,394,000 | 107,094,000 | 106,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,033,000 | 670,536,000 | 677,536,000 | 692,797,000 |
| Interest-bearing deposits | 556,973,000 | 565,441,000 | 578,778,000 | 590,997,000 |
| Noninterest-bearing deposits | 101,060,000 | 105,094,000 | 98,758,000 | 101,800,000 |
| Equity capital | 63,142,000 | 62,156,000 | 63,369,000 | 65,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,110,000 | 17,910,000 | 27,245,000 | 37,147,000 |
| Interest expense | 1,762,000 | 3,444,000 | 5,455,000 | 8,027,000 |
| Net interest income | 7,348,000 | 14,466,000 | 21,790,000 | 29,120,000 |
| Noninterest income | 793,000 | 1,805,000 | 2,642,000 | 3,340,000 |
| Noninterest expense | 3,438,000 | 6,783,000 | 10,292,000 | 13,495,000 |
| Provision for loan losses | 570,000 | 760,000 | 760,000 | 760,000 |
| Pretax income | 4,133,000 | 8,728,000 | 13,404,000 | 18,229,000 |
| Income tax | 1,437,000 | 3,058,000 | 4,707,000 | 6,415,000 |
| Net income | 2,696,000 | 5,670,000 | 8,697,000 | 11,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,853,000 | 60,850,000 | 61,601,000 | 64,741,000 |
| Total capital | 72,593,000 | 72,731,000 | 73,732,000 | 76,858,000 |
| Risk-weighted assets | 618,282,000 | 629,508,000 | 650,004,000 | 648,887,000 |