Call reports 2003
HARRIS BANK HINSDALE, NATIONAL ASSOCIATION — 2003
What HARRIS BANK HINSDALE, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 781,659,000 | 792,689,000 | 808,269,000 | 810,537,000 |
| Total loans | 618,841,000 | 631,556,000 | 637,561,000 | 670,650,000 |
| Allowance for loan losses | 6,770,000 | 7,269,000 | 7,729,000 | 8,246,000 |
| Securities available for sale | 135,328,000 | 125,595,000 | 143,759,000 | 116,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 686,391,000 | 688,628,000 | 697,172,000 | 682,523,000 |
| Interest-bearing deposits | 637,379,000 | 590,454,000 | 596,492,000 | 580,606,000 |
| Noninterest-bearing deposits | 49,012,000 | 98,175,000 | 100,680,000 | 101,917,000 |
| Equity capital | 60,215,000 | 61,639,000 | 60,928,000 | 62,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,590,000 | 19,118,000 | 28,296,000 | 37,594,000 |
| Interest expense | 2,597,000 | 4,980,000 | 7,044,000 | 8,926,000 |
| Net interest income | 6,993,000 | 14,138,000 | 21,252,000 | 28,668,000 |
| Noninterest income | 841,000 | 1,809,000 | 2,870,000 | 3,663,000 |
| Noninterest expense | 4,007,000 | 8,046,000 | 12,225,000 | 16,224,000 |
| Provision for loan losses | 549,000 | 1,098,000 | 1,647,000 | 2,217,000 |
| Pretax income | 3,278,000 | 6,803,000 | 10,250,000 | 13,910,000 |
| Income tax | 1,059,000 | 2,221,000 | 3,360,000 | 4,585,000 |
| Net income | 2,219,000 | 4,582,000 | 6,890,000 | 9,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,062,000 | 58,046,000 | 58,376,000 | 59,934,000 |
| Total capital | 65,832,000 | 69,315,000 | 70,103,000 | 71,893,000 |
| Risk-weighted assets | 586,368,000 | 601,888,000 | 618,136,000 | 636,459,000 |