Call reports 2002
HARRIS BANK HINSDALE, NATIONAL ASSOCIATION — 2002
What HARRIS BANK HINSDALE, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 691,589,000 | 695,675,000 | 741,787,000 | 746,367,000 |
| Total loans | 473,968,000 | 506,921,000 | 554,048,000 | 571,440,000 |
| Allowance for loan losses | 4,848,000 | 5,422,000 | 6,252,000 | 6,286,000 |
| Securities available for sale | 175,890,000 | 158,943,000 | 157,351,000 | 147,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,703,000 | 607,632,000 | 649,734,000 | 658,597,000 |
| Interest-bearing deposits | 544,847,000 | 553,541,000 | 594,244,000 | 608,425,000 |
| Noninterest-bearing deposits | 52,856,000 | 54,091,000 | 55,490,000 | 50,173,000 |
| Equity capital | 51,356,000 | 54,281,000 | 57,425,000 | 58,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,430,000 | 19,096,000 | 28,873,000 | 38,732,000 |
| Interest expense | 2,894,000 | 5,751,000 | 8,752,000 | 11,668,000 |
| Net interest income | 6,536,000 | 13,345,000 | 20,121,000 | 27,064,000 |
| Noninterest income | 879,000 | 1,679,000 | 2,592,000 | 3,532,000 |
| Noninterest expense | 3,511,000 | 6,820,000 | 10,567,000 | 14,032,000 |
| Provision for loan losses | 420,000 | 980,000 | 1,830,000 | 3,020,000 |
| Pretax income | 3,486,000 | 7,381,000 | 10,473,000 | 13,701,000 |
| Income tax | 1,097,000 | 2,360,000 | 3,312,000 | 4,330,000 |
| Net income | 2,389,000 | 5,021,000 | 7,161,000 | 9,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,747,000 | 51,427,000 | 53,587,000 | 55,818,000 |
| Total capital | 54,595,000 | 56,849,000 | 59,839,000 | 64,104,000 |
| Risk-weighted assets | 470,450,000 | 491,831,000 | 534,566,000 | 551,528,000 |