Call reports 2019
FARMERS AND MERCHANTS BANK — 2019
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 8,075,000 | 8,881,000 | 7,754,000 | 7,368,000 |
| Total loans | 921,000 | 1,315,000 | 1,440,000 | 1,441,000 |
| Allowance for loan losses | 36,000 | 36,000 | 35,000 | 35,000 |
| Securities available for sale | 4,267,000 | 4,231,000 | 4,104,000 | 4,010,000 |
| Securities held to maturity | 103,000 | 103,000 | 103,000 | 103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,292,000 | 8,049,000 | 6,891,000 | 6,301,000 |
| Interest-bearing deposits | 2,271,000 | 2,294,000 | 2,512,000 | 2,375,000 |
| Noninterest-bearing deposits | 5,021,000 | 5,755,000 | 4,379,000 | 3,926,000 |
| Equity capital | 782,000 | 831,000 | 862,000 | 861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 57,000 | 117,000 | 170,000 | 230,000 |
| Interest expense | 1,000 | 2,000 | 3,000 | 6,000 |
| Net interest income | 56,000 | 115,000 | 167,000 | 224,000 |
| Noninterest income | 11,000 | 19,000 | 27,000 | 32,000 |
| Noninterest expense | 58,000 | 137,000 | 192,000 | 266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 5,000 | 15,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 5,000 | 15,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 798,000 | 787,000 | 797,000 | 784,000 |
| Total capital | 823,000 | 816,000 | 828,000 | 814,000 |
| Risk-weighted assets | 2,019,000 | 2,339,000 | 2,445,000 | 2,413,000 |