Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 8,953,000 | 9,315,000 | 8,632,000 | 7,933,000 |
| Total loans | 1,347,000 | 2,497,000 | 2,721,000 | 1,906,000 |
| Allowance for loan losses | 37,000 | 37,000 | 36,000 | 36,000 |
| Securities available for sale | 3,528,000 | 3,811,000 | 3,675,000 | 3,915,000 |
| Securities held to maturity | 1,043,000 | 543,000 | 378,000 | 378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,162,000 | 8,512,000 | 7,821,000 | 7,247,000 |
| Interest-bearing deposits | 2,698,000 | 2,357,000 | 2,102,000 | 2,153,000 |
| Noninterest-bearing deposits | 5,464,000 | 6,155,000 | 5,719,000 | 5,094,000 |
| Equity capital | 783,000 | 791,000 | 800,000 | 686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 59,000 | 115,000 | 168,000 | 220,000 |
| Interest expense | 1,000 | 2,000 | 3,000 | 4,000 |
| Net interest income | 58,000 | 113,000 | 165,000 | 216,000 |
| Noninterest income | 9,000 | 15,000 | 24,000 | 34,000 |
| Noninterest expense | 66,000 | 133,000 | 181,000 | 243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | -5,000 | 8,000 | -4,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | 1,000 | -5,000 | 8,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 805,000 | 826,000 | 832,000 | 761,000 |
| Total capital | 836,000 | 863,000 | 868,000 | 797,000 |
| Risk-weighted assets | 2,457,000 | 3,557,000 | 3,711,000 | 2,961,000 |