Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 9,022,000 | 10,004,000 | 8,598,000 | 7,830,000 |
| Total loans | 843,000 | 905,000 | 1,012,000 | 941,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 3,782,000 | 3,636,000 | 3,615,000 | 3,569,000 |
| Securities held to maturity | 2,341,000 | 2,341,000 | 1,841,000 | 1,841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,284,000 | 9,329,000 | 7,864,000 | 7,042,000 |
| Interest-bearing deposits | 3,128,000 | 3,223,000 | 2,635,000 | 2,529,000 |
| Noninterest-bearing deposits | 5,156,000 | 6,106,000 | 5,229,000 | 4,513,000 |
| Equity capital | 729,000 | 672,000 | 727,000 | 743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 61,000 | 126,000 | 186,000 | 250,000 |
| Interest expense | 2,000 | 5,000 | 7,000 | 9,000 |
| Net interest income | 59,000 | 121,000 | 179,000 | 241,000 |
| Noninterest income | 11,000 | 26,000 | 42,000 | 51,000 |
| Noninterest expense | 63,000 | 132,000 | 194,000 | 264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 16,000 | 28,000 | 28,000 |
| Income tax | 0 | 0 | 0 | -8,000 |
| Net income | 8,000 | 16,000 | 28,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 733,000 | 740,000 | 752,000 | 760,000 |
| Total capital | 761,000 | 773,000 | 785,000 | 791,000 |
| Risk-weighted assets | 2,252,000 | 2,642,000 | 2,598,000 | 2,477,000 |