Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 10,218,000 | 10,312,000 | 10,145,000 | 9,254,000 |
| Total loans | 1,376,000 | 1,383,000 | 1,590,000 | 1,150,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 2,984,000 | 2,975,000 | 2,898,000 |
| Securities held to maturity | 4,449,000 | 3,245,000 | 2,869,000 | 2,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,506,000 | 9,774,000 | 9,644,000 | 8,847,000 |
| Interest-bearing deposits | 5,495,000 | 5,473,000 | 5,696,000 | 5,355,000 |
| Noninterest-bearing deposits | 4,011,000 | 4,301,000 | 3,948,000 | 3,492,000 |
| Equity capital | 697,000 | 535,000 | 497,000 | 405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 70,000 | 153,000 | 246,000 | 311,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 34,000 |
| Net interest income | 61,000 | 136,000 | 220,000 | 277,000 |
| Noninterest income | 9,000 | 18,000 | 30,000 | 42,000 |
| Noninterest expense | 59,000 | 124,000 | 199,000 | 293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 30,000 | 51,000 | 26,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 11,000 | 30,000 | 51,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 697,000 | 706,000 | 737,000 | 710,000 |
| Total capital | 734,000 | 743,000 | 774,000 | 742,000 |
| Risk-weighted assets | 2,646,000 | 3,398,000 | 3,072,000 | 2,576,000 |