Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 8,956,000 | 9,747,000 | 9,076,000 | 8,316,000 |
| Total loans | 1,439,000 | 1,563,000 | 1,692,000 | 1,665,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,187,000 | 5,983,000 | 5,732,000 | 5,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,285,000 | 9,059,000 | 8,372,000 | 7,614,000 |
| Interest-bearing deposits | 4,892,000 | 4,825,000 | 4,996,000 | 5,290,000 |
| Noninterest-bearing deposits | 3,393,000 | 4,234,000 | 3,376,000 | 2,324,000 |
| Equity capital | 656,000 | 674,000 | 688,000 | 686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 74,000 | 152,000 | 232,000 | 312,000 |
| Interest expense | 8,000 | 18,000 | 27,000 | 37,000 |
| Net interest income | 66,000 | 134,000 | 205,000 | 275,000 |
| Noninterest income | 9,000 | 17,000 | 26,000 | 36,000 |
| Noninterest expense | 62,000 | 120,000 | 186,000 | 263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 29,000 | 43,000 | 48,000 |
| Income tax | 2,000 | 1,000 | 1,000 | 8,000 |
| Net income | 10,000 | 28,000 | 42,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 656,000 | 674,000 | 688,000 | 686,000 |
| Total capital | 656,000 | 674,000 | 688,000 | 723,000 |
| Risk-weighted assets | 3,048,000 | 3,138,000 | 3,136,000 | 3,136,000 |