Call reports 2010
FARMERS AND MERCHANTS BANK — 2010
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 5,811,000 | 5,987,000 | 5,992,000 | 5,772,000 |
| Total loans | 1,532,000 | 1,642,000 | 1,668,000 | 1,775,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,716,000 | 3,016,000 | 3,215,000 | 3,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,198,000 | 5,368,000 | 5,373,000 | 5,133,000 |
| Interest-bearing deposits | 2,927,000 | 2,902,000 | 3,132,000 | 3,144,000 |
| Noninterest-bearing deposits | 2,271,000 | 2,466,000 | 2,241,000 | 1,989,000 |
| Equity capital | 601,000 | 607,000 | 607,000 | 609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 58,000 | 124,000 | 190,000 | 253,000 |
| Interest expense | 9,000 | 20,000 | 29,000 | 38,000 |
| Net interest income | 49,000 | 104,000 | 161,000 | 215,000 |
| Noninterest income | 10,000 | 18,000 | 26,000 | 36,000 |
| Noninterest expense | 54,000 | 110,000 | 174,000 | 232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 11,000 | 11,000 | 17,000 |
| Income tax | -4,000 | -4,000 | -4,000 | 0 |
| Net income | 9,000 | 15,000 | 15,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 601,000 | 607,000 | 607,000 | 609,000 |
| Total capital | 601,000 | 607,000 | 607,000 | 609,000 |
| Risk-weighted assets | 2,469,000 | 2,549,000 | 2,598,000 | 2,654,000 |