Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 6,990,000 | 6,932,000 | 5,904,000 | 5,572,000 |
| Total loans | 1,591,000 | 1,529,000 | 1,412,000 | 1,524,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 407,000 | 1,899,000 | 1,612,000 | 0 |
| Securities held to maturity | 1,200,000 | 1,000,000 | 1,000,000 | 2,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,357,000 | 6,312,000 | 5,262,000 | 4,964,000 |
| Interest-bearing deposits | 2,380,000 | 3,566,000 | 3,609,000 | 3,037,000 |
| Noninterest-bearing deposits | 3,977,000 | 2,746,000 | 1,653,000 | 1,927,000 |
| Equity capital | 610,000 | 602,000 | 620,000 | 592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 54,000 | 108,000 | 169,000 | 228,000 |
| Interest expense | 15,000 | 32,000 | 46,000 | 57,000 |
| Net interest income | 39,000 | 76,000 | 123,000 | 171,000 |
| Noninterest income | 14,000 | 29,000 | 41,000 | 52,000 |
| Noninterest expense | 60,000 | 114,000 | 167,000 | 242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | -7,000 | 0 | -22,000 |
| Income tax | 0 | 0 | 0 | -2,000 |
| Net income | -7,000 | -7,000 | 0 | -20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 610,000 | 602,000 | 620,000 | 592,000 |
| Total capital | 610,000 | 602,000 | 620,000 | 592,000 |
| Risk-weighted assets | 2,721,000 | 2,642,000 | 2,358,000 | 2,396,000 |