Call reports 2007
FARMERS AND MERCHANTS BANK — 2007
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 5,027,000 | 5,014,000 | 4,841,000 | 4,663,000 |
| Total loans | 2,129,000 | 2,168,000 | 2,269,000 | 2,209,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,799,000 | 1,799,000 | 1,799,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,379,000 | 4,371,000 | 4,220,000 | 3,932,000 |
| Interest-bearing deposits | 2,511,000 | 2,276,000 | 2,468,000 | 2,489,000 |
| Noninterest-bearing deposits | 1,868,000 | 2,095,000 | 1,752,000 | 1,443,000 |
| Equity capital | 623,000 | 623,000 | 599,000 | 612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 63,000 | 123,000 | 184,000 | 234,000 |
| Interest expense | 16,000 | 34,000 | 54,000 | 74,000 |
| Net interest income | 47,000 | 89,000 | 130,000 | 160,000 |
| Noninterest income | 9,000 | 18,000 | 27,000 | 37,000 |
| Noninterest expense | 52,000 | 103,000 | 177,000 | 204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 4,000 | -20,000 | -7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 4,000 | -20,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 623,000 | 623,000 | 599,000 | 612,000 |
| Total capital | 623,000 | 623,000 | 599,000 | 612,000 |
| Risk-weighted assets | 2,671,000 | 2,733,000 | 2,807,000 | 2,779,000 |