Call reports 2006
FARMERS AND MERCHANTS BANK — 2006
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 4,346,000 | 4,762,000 | 4,533,000 | 4,523,000 |
| Total loans | 1,856,000 | 1,975,000 | 2,180,000 | 2,380,000 |
| Allowance for loan losses | 38,000 | 38,000 | 38,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,803,000 | 1,803,000 | 1,803,000 | 1,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,727,000 | 4,156,000 | 3,711,000 | 3,880,000 |
| Interest-bearing deposits | 2,297,000 | 2,131,000 | 2,183,000 | 2,430,000 |
| Noninterest-bearing deposits | 1,430,000 | 2,025,000 | 1,528,000 | 1,450,000 |
| Equity capital | 599,000 | 590,000 | 602,000 | 619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 54,000 | 99,000 | 176,000 | 241,000 |
| Interest expense | 12,000 | 23,000 | 36,000 | 50,000 |
| Net interest income | 42,000 | 76,000 | 140,000 | 191,000 |
| Noninterest income | 11,000 | 21,000 | 31,000 | 36,000 |
| Noninterest expense | 55,000 | 109,000 | 171,000 | 206,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | -12,000 | 0 | 20,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | -2,000 | -12,000 | 0 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 599,000 | 590,000 | 602,000 | 619,000 |
| Total capital | 626,000 | 615,000 | 640,000 | 619,000 |
| Risk-weighted assets | 2,253,000 | 2,435,000 | 2,619,000 | 2,769,000 |