Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,580,000 | 4,860,000 | 4,631,000 | 4,905,000 |
| Total loans | 1,548,000 | 1,954,000 | 1,966,000 | 1,989,000 |
| Allowance for loan losses | 37,000 | 37,000 | 42,000 | 38,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,008,000 | 2,009,000 | 2,007,000 | 2,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,962,000 | 4,240,000 | 4,008,000 | 3,785,000 |
| Interest-bearing deposits | 2,242,000 | 2,135,000 | 2,509,000 | 2,384,000 |
| Noninterest-bearing deposits | 1,720,000 | 2,105,000 | 1,499,000 | 1,401,000 |
| Equity capital | 601,000 | 607,000 | 605,000 | 602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 51,000 | 112,000 | 163,000 | 240,000 |
| Interest expense | 10,000 | 22,000 | 33,000 | 46,000 |
| Net interest income | 41,000 | 90,000 | 130,000 | 194,000 |
| Noninterest income | 16,000 | 27,000 | 40,000 | 49,000 |
| Noninterest expense | 51,000 | 105,000 | 159,000 | 236,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 12,000 | 11,000 | 7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 12,000 | 11,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 601,000 | 607,000 | 605,000 | 602,000 |
| Total capital | 633,000 | 644,000 | 635,000 | 629,000 |
| Risk-weighted assets | 2,039,000 | 2,441,000 | 2,399,000 | 2,492,000 |