Call reports 2004
FARMERS AND MERCHANTS BANK — 2004
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 4,839,000 | 4,595,000 | 4,696,000 | 4,486,000 |
| Total loans | 1,725,000 | 1,734,000 | 1,665,000 | 1,477,000 |
| Allowance for loan losses | 40,000 | 40,000 | 40,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,008,000 | 2,008,000 | 2,008,000 | 2,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,235,000 | 3,836,000 | 4,079,000 | 3,875,000 |
| Interest-bearing deposits | 2,770,000 | 2,300,000 | 2,710,000 | 2,637,000 |
| Noninterest-bearing deposits | 1,465,000 | 1,536,000 | 1,369,000 | 1,238,000 |
| Equity capital | 586,000 | 597,000 | 601,000 | 595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 57,000 | 114,000 | 167,000 | 233,000 |
| Interest expense | 13,000 | 24,000 | 37,000 | 50,000 |
| Net interest income | 44,000 | 90,000 | 130,000 | 183,000 |
| Noninterest income | 15,000 | 31,000 | 46,000 | 60,000 |
| Noninterest expense | 46,000 | 97,000 | 148,000 | 218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 24,000 | 28,000 | 25,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 13,000 | 24,000 | 28,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 586,000 | 597,000 | 601,000 | 595,000 |
| Total capital | 616,000 | 627,000 | 631,000 | 622,000 |
| Risk-weighted assets | 2,203,000 | 2,203,000 | 2,191,000 | 2,014,000 |