Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 4,188,000 | 4,031,000 | 4,258,000 | 4,570,000 |
| Total loans | 1,963,000 | 2,023,000 | 1,953,000 | 2,070,000 |
| Allowance for loan losses | 40,000 | 40,000 | 40,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,302,000 | 1,102,000 | 1,002,000 | 1,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,577,000 | 3,426,000 | 3,644,000 | 3,965,000 |
| Interest-bearing deposits | 2,262,000 | 2,257,000 | 2,355,000 | 2,718,000 |
| Noninterest-bearing deposits | 1,315,000 | 1,169,000 | 1,289,000 | 1,247,000 |
| Equity capital | 586,000 | 588,000 | 596,000 | 587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 65,000 | 128,000 | 191,000 | 252,000 |
| Interest expense | 21,000 | 39,000 | 55,000 | 72,000 |
| Net interest income | 44,000 | 89,000 | 136,000 | 180,000 |
| Noninterest income | 11,000 | 20,000 | 31,000 | 50,000 |
| Noninterest expense | 50,000 | 102,000 | 152,000 | 224,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 7,000 | 15,000 | 6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 7,000 | 15,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 586,000 | 588,000 | 596,000 | 587,000 |
| Total capital | 616,000 | 618,000 | 626,000 | 618,000 |
| Risk-weighted assets | 2,179,000 | 2,180,000 | 2,227,000 | 2,312,000 |