Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 4,312,000 | 4,335,000 | 4,710,000 | 4,342,000 |
| Total loans | 1,802,000 | 2,284,000 | 2,234,000 | 2,093,000 |
| Allowance for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,351,000 | 1,301,000 | 1,301,000 | 1,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,698,000 | 3,737,000 | 4,102,000 | 3,739,000 |
| Interest-bearing deposits | 2,523,000 | 2,784,000 | 2,659,000 | 2,333,000 |
| Noninterest-bearing deposits | 1,175,000 | 953,000 | 1,443,000 | 1,406,000 |
| Equity capital | 579,000 | 568,000 | 577,000 | 581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 73,000 | 142,000 | 216,000 | 288,000 |
| Interest expense | 29,000 | 59,000 | 90,000 | 115,000 |
| Net interest income | 44,000 | 83,000 | 126,000 | 173,000 |
| Noninterest income | 8,000 | 18,000 | 30,000 | 40,000 |
| Noninterest expense | 46,000 | 106,000 | 152,000 | 204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | -5,000 | 4,000 | 9,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 6,000 | -5,000 | 4,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 579,000 | 568,000 | 577,000 | 581,000 |
| Total capital | 605,000 | 598,000 | 607,000 | 611,000 |
| Risk-weighted assets | 2,038,000 | 2,410,000 | 2,442,000 | 2,276,000 |