Call reports 2025
RAYMOND JAMES BANK — 2025
What RAYMOND JAMES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 41,906,621,000 | 42,320,219,000 | 42,857,360,000 | 43,374,103,000 |
| Total loans | 33,517,670,000 | 34,566,007,000 | 35,434,215,000 | 36,058,903,000 |
| Allowance for loan losses | 399,920,000 | 407,298,000 | 387,321,000 | 376,960,000 |
| Securities available for sale | 5,235,003,000 | 5,024,408,000 | 4,732,073,000 | 4,511,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,302,000 | 4,277,000 | 0 | 118,734,000 |
| Total deposits | 37,925,051,000 | 38,355,667,000 | 38,897,981,000 | 39,278,356,000 |
| Interest-bearing deposits | 36,930,027,000 | 37,429,943,000 | 37,916,715,000 | 38,370,982,000 |
| Noninterest-bearing deposits | 995,023,000 | 925,723,000 | 981,266,000 | 907,374,000 |
| Equity capital | 3,004,652,000 | 3,060,842,000 | 3,105,280,000 | 3,166,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 509,667,000 | 1,031,587,000 | 1,566,584,000 | 2,095,160,000 |
| Interest expense | 203,457,000 | 403,000,000 | 608,109,000 | 786,450,000 |
| Net interest income | 306,210,000 | 628,587,000 | 958,475,000 | 1,308,710,000 |
| Noninterest income | 9,743,000 | 22,385,000 | 32,615,000 | 43,532,000 |
| Noninterest expense | 117,420,000 | 240,697,000 | 368,308,000 | 504,813,000 |
| Provision for loan losses | 9,067,000 | 18,269,000 | 18,569,000 | 9,964,000 |
| Pretax income | 189,359,000 | 389,154,000 | 601,730,000 | 834,864,000 |
| Income tax | 47,571,000 | 91,894,000 | 152,011,000 | 211,440,000 |
| Net income | 141,788,000 | 297,260,000 | 449,719,000 | 623,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,416,738,000 | 3,426,693,000 | 3,433,624,000 | 3,460,810,000 |
| Total capital | 3,720,821,000 | 3,734,687,000 | 3,742,939,000 | 3,772,007,000 |
| Risk-weighted assets | 24,215,376,000 | 24,522,014,000 | 24,649,373,000 | 24,812,068,000 |