Call reports 2016
RAYMOND JAMES BANK — 2016
What RAYMOND JAMES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 15,993,552,000 | 16,610,235,000 | 17,012,685,000 | 18,159,563,000 |
| Total loans | 14,542,700,000 | 14,996,398,000 | 15,408,113,000 | 16,026,432,000 |
| Allowance for loan losses | 194,220,000 | 196,882,000 | 197,378,000 | 197,681,000 |
| Securities available for sale | 419,421,000 | 418,743,000 | 734,232,000 | 1,034,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,927,000 | 5,718,000 | 0 | 0 |
| Total deposits | 13,678,847,000 | 14,241,185,000 | 14,615,500,000 | 15,594,067,000 |
| Interest-bearing deposits | 13,676,764,000 | 14,231,736,000 | 14,608,078,000 | 15,590,313,000 |
| Noninterest-bearing deposits | 2,083,000 | 9,449,000 | 7,422,000 | 3,754,000 |
| Equity capital | 1,587,070,000 | 1,615,005,000 | 1,658,663,000 | 1,721,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 127,349,000 | 257,198,000 | 391,449,000 | 532,224,000 |
| Interest expense | 6,053,000 | 12,154,000 | 18,778,000 | 25,280,000 |
| Net interest income | 121,296,000 | 245,044,000 | 372,671,000 | 506,944,000 |
| Noninterest income | 3,861,000 | 6,648,000 | 12,568,000 | 16,130,000 |
| Noninterest expense | 30,394,000 | 64,548,000 | 99,694,000 | 134,445,000 |
| Provision for loan losses | 9,629,000 | 13,081,000 | 14,257,000 | 13,217,000 |
| Pretax income | 85,134,000 | 174,063,000 | 271,429,000 | 375,552,000 |
| Income tax | 28,320,000 | 57,925,000 | 90,315,000 | 126,292,000 |
| Net income | 56,814,000 | 116,138,000 | 181,114,000 | 249,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,601,812,000 | 1,635,932,000 | 1,675,890,000 | 1,719,444,000 |
| Total capital | 1,760,104,000 | 1,797,460,000 | 1,841,112,000 | 1,892,158,000 |
| Risk-weighted assets | 12,619,388,000 | 12,878,112,000 | 13,174,761,000 | 13,783,166,000 |