Call reports 2015
RAYMOND JAMES BANK — 2015
What RAYMOND JAMES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 13,762,885,000 | 13,818,408,000 | 14,665,433,000 | 15,972,565,000 |
| Total loans | 12,220,673,000 | 12,214,308,000 | 13,160,278,000 | 13,918,724,000 |
| Allowance for loan losses | 160,008,000 | 160,631,000 | 172,257,000 | 185,459,000 |
| Securities available for sale | 329,878,000 | 303,824,000 | 374,966,000 | 427,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 19,564,000 | 6,241,000 | 1,814,000 |
| Total deposits | 11,692,653,000 | 11,518,852,000 | 12,377,660,000 | 13,650,668,000 |
| Interest-bearing deposits | 11,687,755,000 | 11,515,407,000 | 12,368,304,000 | 13,645,824,000 |
| Noninterest-bearing deposits | 4,898,000 | 3,445,000 | 9,356,000 | 4,844,000 |
| Equity capital | 1,432,334,000 | 1,487,147,000 | 1,519,263,000 | 1,565,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 102,337,000 | 207,761,000 | 316,111,000 | 426,629,000 |
| Interest expense | 2,477,000 | 5,849,000 | 9,253,000 | 13,582,000 |
| Net interest income | 99,860,000 | 201,912,000 | 306,858,000 | 413,047,000 |
| Noninterest income | 2,953,000 | 5,226,000 | 7,196,000 | 9,315,000 |
| Noninterest expense | 27,611,000 | 56,376,000 | 84,922,000 | 113,455,000 |
| Provision for loan losses | 3,938,000 | 928,000 | 14,205,000 | 28,116,000 |
| Pretax income | 71,264,000 | 149,272,000 | 214,365,000 | 280,229,000 |
| Income tax | 24,052,000 | 51,078,000 | 77,219,000 | 98,652,000 |
| Net income | 47,212,000 | 98,194,000 | 137,146,000 | 181,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,437,093,000 | 1,487,606,000 | 1,525,942,000 | 1,569,841,000 |
| Total capital | 1,593,572,000 | 1,625,138,000 | 1,672,577,000 | 1,722,268,000 |
| Risk-weighted assets | 12,484,930,000 | 10,964,917,000 | 11,701,714,000 | 12,163,465,000 |