Call reports 2025
KENSINGTON BANK — 2025
What KENSINGTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 454,477,000 | 451,952,000 | 462,270,000 | 446,404,000 |
| Total loans | 332,966,000 | 346,965,000 | 356,478,000 | 349,537,000 |
| Allowance for loan losses | 2,084,000 | 2,480,000 | 2,676,000 | 2,320,000 |
| Securities available for sale | 63,774,000 | 63,451,000 | 61,816,000 | 60,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,499,000 | 390,290,000 | 399,102,000 | 383,258,000 |
| Interest-bearing deposits | 329,301,000 | 325,936,000 | 334,003,000 | 313,698,000 |
| Noninterest-bearing deposits | 65,198,000 | 64,354,000 | 65,099,000 | 69,560,000 |
| Equity capital | 38,969,000 | 40,542,000 | 42,257,000 | 41,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,225,000 | 12,638,000 | 19,205,000 | 25,762,000 |
| Interest expense | 2,221,000 | 4,512,000 | 6,870,000 | 9,362,000 |
| Net interest income | 4,004,000 | 8,126,000 | 12,335,000 | 16,400,000 |
| Noninterest income | 353,000 | 975,000 | 1,564,000 | 2,036,000 |
| Noninterest expense | 2,641,000 | 5,466,000 | 8,226,000 | 11,130,000 |
| Provision for loan losses | 182,000 | 569,000 | 760,000 | 1,022,000 |
| Pretax income | 1,484,000 | 3,001,000 | 4,804,000 | 6,170,000 |
| Income tax | 418,000 | 844,000 | 1,351,000 | 1,732,000 |
| Net income | 1,066,000 | 2,157,000 | 3,453,000 | 4,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,893,000 | 41,094,000 | 42,497,000 | 41,558,000 |
| Total capital | 42,252,000 | 43,863,000 | 45,495,000 | 44,210,000 |
| Risk-weighted assets | 375,088,000 | 387,729,000 | 386,764,000 | 388,328,000 |