Call reports 2024
KENSINGTON BANK — 2024
What KENSINGTON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 418,423,000 | 420,238,000 | 448,454,000 | 441,936,000 |
| Total loans | 326,069,000 | 330,334,000 | 336,913,000 | 329,457,000 |
| Allowance for loan losses | 1,866,000 | 1,844,000 | 1,917,000 | 1,897,000 |
| Securities available for sale | 64,150,000 | 64,117,000 | 64,915,000 | 64,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,444,000 | 350,013,000 | 366,589,000 | 382,414,000 |
| Interest-bearing deposits | 283,041,000 | 286,726,000 | 301,758,000 | 317,107,000 |
| Noninterest-bearing deposits | 67,403,000 | 63,287,000 | 64,831,000 | 65,307,000 |
| Equity capital | 34,721,000 | 35,666,000 | 38,214,000 | 37,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,356,000 | 11,068,000 | 17,097,000 | 23,325,000 |
| Interest expense | 1,903,000 | 3,945,000 | 6,207,000 | 8,538,000 |
| Net interest income | 3,453,000 | 7,123,000 | 10,890,000 | 14,787,000 |
| Noninterest income | 380,000 | 822,000 | 1,396,000 | 1,804,000 |
| Noninterest expense | 2,589,000 | 5,301,000 | 7,917,000 | 10,604,000 |
| Provision for loan losses | 147,000 | 207,000 | 285,000 | 540,000 |
| Pretax income | 1,068,000 | 2,388,000 | 4,058,000 | 5,428,000 |
| Income tax | 298,000 | 669,000 | 1,140,000 | 1,525,000 |
| Net income | 770,000 | 1,719,000 | 2,918,000 | 3,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,261,000 | 37,318,000 | 38,627,000 | 38,719,000 |
| Total capital | 38,373,000 | 39,408,000 | 40,776,000 | 40,844,000 |
| Risk-weighted assets | 359,130,000 | 362,118,000 | 367,009,000 | 361,707,000 |