Call reports 2023
KENSINGTON BANK — 2023
What KENSINGTON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 362,550,000 | 384,082,000 | 392,043,000 | 408,850,000 |
| Total loans | 262,006,000 | 286,490,000 | 298,333,000 | 311,186,000 |
| Allowance for loan losses | 1,548,000 | 1,855,000 | 1,915,000 | 1,748,000 |
| Securities available for sale | 62,483,000 | 67,060,000 | 65,322,000 | 66,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,928,000 | 309,932,000 | 331,251,000 | 322,132,000 |
| Interest-bearing deposits | 233,896,000 | 234,071,000 | 252,733,000 | 255,019,000 |
| Noninterest-bearing deposits | 81,032,000 | 75,861,000 | 78,518,000 | 67,113,000 |
| Equity capital | 30,780,000 | 31,817,000 | 31,829,000 | 34,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,885,000 | 8,054,000 | 12,606,000 | 17,486,000 |
| Interest expense | 648,000 | 1,549,000 | 2,701,000 | 4,154,000 |
| Net interest income | 3,237,000 | 6,505,000 | 9,905,000 | 13,332,000 |
| Noninterest income | 485,000 | 918,000 | 1,274,000 | 1,747,000 |
| Noninterest expense | 2,534,000 | 5,096,000 | 7,730,000 | 10,520,000 |
| Provision for loan losses | -181,000 | 222,000 | 282,000 | 413,000 |
| Pretax income | 1,104,000 | 1,857,000 | 2,922,000 | 3,937,000 |
| Income tax | 308,000 | 516,000 | 813,000 | 1,095,000 |
| Net income | 796,000 | 2,230,000 | 2,998,000 | 3,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,921,000 | 33,816,000 | 34,691,000 | 35,383,000 |
| Total capital | 33,710,000 | 35,904,000 | 36,839,000 | 37,346,000 |
| Risk-weighted assets | 314,537,000 | 338,940,000 | 349,333,000 | 358,816,000 |