Call reports 2022
KENSINGTON BANK — 2022
What KENSINGTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 340,209,000 | 332,557,000 | 347,280,000 | 359,764,000 |
| Total loans | 218,357,000 | 227,296,000 | 241,953,000 | 256,814,000 |
| Allowance for loan losses | 1,703,000 | 1,762,000 | 1,827,000 | 1,889,000 |
| Securities available for sale | 78,055,000 | 74,113,000 | 74,621,000 | 64,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,203,000 | 289,451,000 | 294,381,000 | 309,834,000 |
| Interest-bearing deposits | 217,622,000 | 215,339,000 | 219,185,000 | 226,885,000 |
| Noninterest-bearing deposits | 78,581,000 | 74,112,000 | 75,196,000 | 82,949,000 |
| Equity capital | 29,379,000 | 28,432,000 | 27,707,000 | 29,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,776,000 | 5,668,000 | 8,806,000 | 12,328,000 |
| Interest expense | 253,000 | 497,000 | 802,000 | 1,266,000 |
| Net interest income | 2,523,000 | 5,171,000 | 8,004,000 | 11,062,000 |
| Noninterest income | 609,000 | 1,265,000 | 1,955,000 | 2,829,000 |
| Noninterest expense | 2,498,000 | 4,939,000 | 7,373,000 | 9,988,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 569,000 | 1,361,000 | 2,392,000 | 3,196,000 |
| Income tax | 154,000 | 373,000 | 660,000 | 882,000 |
| Net income | 415,000 | 988,000 | 1,732,000 | 2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,661,000 | 29,375,000 | 30,262,000 | 30,984,000 |
| Total capital | 30,364,000 | 31,137,000 | 32,089,000 | 32,873,000 |
| Risk-weighted assets | 270,330,000 | 281,738,000 | 302,368,000 | 309,637,000 |