Call reports 2021
KENSINGTON BANK — 2021
What KENSINGTON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 329,501,000 | 335,820,000 | 331,489,000 | 333,652,000 |
| Total loans | 215,765,000 | 207,186,000 | 200,608,000 | 211,296,000 |
| Allowance for loan losses | 1,611,000 | 1,682,000 | 1,538,000 | 1,670,000 |
| Securities available for sale | 45,067,000 | 67,582,000 | 76,482,000 | 78,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,182,000 | 289,390,000 | 285,894,000 | 288,595,000 |
| Interest-bearing deposits | 214,274,000 | 219,087,000 | 217,363,000 | 214,312,000 |
| Noninterest-bearing deposits | 68,908,000 | 70,303,000 | 68,531,000 | 74,283,000 |
| Equity capital | 30,430,000 | 30,333,000 | 30,793,000 | 30,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,034,000 | 6,000,000 | 9,021,000 | 11,906,000 |
| Interest expense | 385,000 | 733,000 | 1,049,000 | 1,331,000 |
| Net interest income | 2,649,000 | 5,267,000 | 7,972,000 | 10,575,000 |
| Noninterest income | 812,000 | 1,497,000 | 2,121,000 | 2,736,000 |
| Noninterest expense | 2,494,000 | 4,983,000 | 7,583,000 | 10,221,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 907,000 | 1,646,000 | 2,599,000 | 3,113,000 |
| Income tax | 273,000 | 498,000 | 787,000 | 933,000 |
| Net income | 634,000 | 1,148,000 | 1,812,000 | 2,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,876,000 | 25,850,000 | 26,656,000 | 26,604,000 |
| Total capital | 27,487,000 | 27,532,000 | 28,194,000 | 28,274,000 |
| Risk-weighted assets | 230,954,000 | 237,042,000 | 240,896,000 | 255,173,000 |