Call reports 2018
KENSINGTON BANK — 2018
What KENSINGTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,342,000 | 172,885,000 | 171,488,000 | 282,377,000 |
| Total loans | 135,506,000 | 142,045,000 | 146,142,000 | 209,593,000 |
| Allowance for loan losses | 744,000 | 742,000 | 709,000 | 1,058,000 |
| Securities available for sale | 11,288,000 | 10,509,000 | 10,227,000 | 23,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,100,000 | 137,150,000 | 133,157,000 | 232,639,000 |
| Interest-bearing deposits | 106,796,000 | 106,331,000 | 106,103,000 | 180,657,000 |
| Noninterest-bearing deposits | 31,304,000 | 30,819,000 | 27,054,000 | 51,982,000 |
| Equity capital | 16,961,000 | 17,217,000 | 17,925,000 | 29,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,768,000 | 5,748,000 | 8,183,000 |
| Interest expense | 252,000 | 521,000 | 799,000 | 1,149,000 |
| Net interest income | 1,586,000 | 3,247,000 | 4,949,000 | 7,034,000 |
| Noninterest income | 181,000 | 452,000 | 733,000 | 1,050,000 |
| Noninterest expense | 1,484,000 | 2,992,000 | 4,754,000 | 7,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 283,000 | 707,000 | 928,000 | 494,000 |
| Income tax | 0 | 0 | -440,000 | -575,000 |
| Net income | 283,000 | 707,000 | 1,368,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,179,000 | 16,474,000 | 17,158,000 | 23,435,000 |
| Total capital | 16,923,000 | 17,216,000 | 17,867,000 | 24,493,000 |
| Risk-weighted assets | 146,499,000 | 150,774,000 | 155,312,000 | 226,716,000 |