Call reports 2017
KENSINGTON BANK — 2017
What KENSINGTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 161,131,000 | 162,696,000 | 160,207,000 | 168,101,000 |
| Total loans | 119,851,000 | 131,178,000 | 132,662,000 | 133,957,000 |
| Allowance for loan losses | 654,000 | 660,000 | 684,000 | 740,000 |
| Securities available for sale | 14,261,000 | 14,015,000 | 13,295,000 | 12,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,580,000 | 130,191,000 | 127,270,000 | 132,924,000 |
| Interest-bearing deposits | 97,289,000 | 99,390,000 | 98,047,000 | 99,302,000 |
| Noninterest-bearing deposits | 30,291,000 | 30,801,000 | 29,223,000 | 33,622,000 |
| Equity capital | 16,492,000 | 16,836,000 | 17,095,000 | 17,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,195,000 | 4,974,000 | 6,780,000 |
| Interest expense | 166,000 | 344,000 | 531,000 | 742,000 |
| Net interest income | 1,381,000 | 2,851,000 | 4,443,000 | 6,038,000 |
| Noninterest income | 209,000 | 513,000 | 756,000 | 990,000 |
| Noninterest expense | 1,373,000 | 2,703,000 | 4,007,000 | 5,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 217,000 | 661,000 | 1,192,000 | 1,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 661,000 | 1,192,000 | 1,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,496,000 | 15,790,000 | 16,071,000 | 16,214,000 |
| Total capital | 16,150,000 | 16,450,000 | 16,755,000 | 16,954,000 |
| Risk-weighted assets | 130,540,000 | 140,482,000 | 140,439,000 | 142,802,000 |