Call reports 2013
KENSINGTON BANK — 2013
What KENSINGTON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,792,000 | 108,298,000 | 107,379,000 | 111,658,000 |
| Total loans | 74,323,000 | 75,921,000 | 79,989,000 | 78,789,000 |
| Allowance for loan losses | 1,040,000 | 1,085,000 | 1,028,000 | 953,000 |
| Securities available for sale | 9,763,000 | 9,770,000 | 9,404,000 | 8,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,364,000 | 95,983,000 | 94,726,000 | 96,113,000 |
| Interest-bearing deposits | 81,259,000 | 82,187,000 | 80,270,000 | 80,483,000 |
| Noninterest-bearing deposits | 15,105,000 | 13,796,000 | 14,456,000 | 15,630,000 |
| Equity capital | 10,160,000 | 10,000,000 | 10,301,000 | 13,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,372,000 | 3,629,000 | 4,449,000 |
| Interest expense | 135,000 | 268,000 | 391,000 | 506,000 |
| Net interest income | 1,080,000 | 2,104,000 | 3,238,000 | 3,943,000 |
| Noninterest income | 8,000 | 113,000 | 226,000 | 550,000 |
| Noninterest expense | 1,041,000 | 2,055,000 | 2,976,000 | 4,012,000 |
| Provision for loan losses | 20,000 | 45,000 | 111,000 | 111,000 |
| Pretax income | 33,000 | 123,000 | 383,000 | 376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 123,000 | 383,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,805,000 | 8,909,000 | 9,186,000 | 12,195,000 |
| Total capital | 9,725,000 | 9,839,000 | 10,165,000 | 13,148,000 |
| Risk-weighted assets | 73,470,000 | 74,247,000 | 78,324,000 | 76,630,000 |