Call reports 2012
KENSINGTON BANK — 2012
What KENSINGTON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,709,000 | 107,867,000 | 105,684,000 | 110,581,000 |
| Total loans | 35,593,000 | 66,089,000 | 70,966,000 | 72,400,000 |
| Allowance for loan losses | 590,000 | 582,000 | 1,094,000 | 1,080,000 |
| Securities available for sale | 6,135,000 | 10,069,000 | 9,569,000 | 9,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,210,000 | 95,526,000 | 94,813,000 | 98,025,000 |
| Interest-bearing deposits | 38,408,000 | 74,492,000 | 72,623,000 | 72,561,000 |
| Noninterest-bearing deposits | 6,802,000 | 21,034,000 | 22,190,000 | 25,464,000 |
| Equity capital | 5,377,000 | 8,869,000 | 8,487,000 | 10,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,708,000 | 2,941,000 | 4,128,000 |
| Interest expense | 122,000 | 302,000 | 467,000 | 625,000 |
| Net interest income | 491,000 | 1,406,000 | 2,474,000 | 3,503,000 |
| Noninterest income | 18,000 | 115,000 | 237,000 | 466,000 |
| Noninterest expense | 447,000 | 1,417,000 | 2,434,000 | 3,591,000 |
| Provision for loan losses | 0 | 0 | 579,000 | 579,000 |
| Pretax income | 62,000 | 104,000 | -302,000 | -161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 104,000 | -302,000 | -161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,208,000 | 7,689,000 | 6,940,000 | 8,756,000 |
| Total capital | 5,674,000 | 8,271,000 | 7,069,000 | 9,742,000 |
| Risk-weighted assets | 37,173,000 | 74,817,000 | 76,270,000 | 78,721,000 |