Call reports 2011
KENSINGTON BANK — 2011
What KENSINGTON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,139,000 | 52,578,000 | 52,546,000 | 52,240,000 |
| Total loans | 33,081,000 | 32,118,000 | 33,909,000 | 32,578,000 |
| Allowance for loan losses | 586,000 | 589,000 | 595,000 | 601,000 |
| Securities available for sale | 8,620,000 | 8,050,000 | 7,811,000 | 7,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,741,000 | 46,000,000 | 45,965,000 | 45,693,000 |
| Interest-bearing deposits | 43,002,000 | 39,551,000 | 41,529,000 | 38,144,000 |
| Noninterest-bearing deposits | 3,739,000 | 6,449,000 | 4,436,000 | 7,549,000 |
| Equity capital | 5,287,000 | 5,408,000 | 5,363,000 | 5,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,181,000 | 1,785,000 | 2,370,000 |
| Interest expense | 177,000 | 336,000 | 483,000 | 613,000 |
| Net interest income | 426,000 | 845,000 | 1,302,000 | 1,757,000 |
| Noninterest income | 42,000 | 95,000 | 7,000 | -83,000 |
| Noninterest expense | 411,000 | 820,000 | 1,236,000 | 1,645,000 |
| Provision for loan losses | 0 | 0 | 0 | -42,000 |
| Pretax income | 57,000 | 120,000 | 73,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 120,000 | 73,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,131,000 | 5,194,000 | 5,146,000 | 5,145,000 |
| Total capital | 5,585,000 | 5,629,000 | 5,608,000 | 5,586,000 |
| Risk-weighted assets | 36,216,000 | 35,336,000 | 37,157,000 | 35,216,000 |