Call reports 2010
KENSINGTON BANK — 2010
What KENSINGTON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,635,000 | 53,940,000 | 53,275,000 | 52,713,000 |
| Total loans | 36,824,000 | 37,272,000 | 36,390,000 | 34,590,000 |
| Allowance for loan losses | 646,000 | 671,000 | 607,000 | 581,000 |
| Securities available for sale | 10,529,000 | 9,864,000 | 9,264,000 | 8,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,036,000 | 47,125,000 | 46,229,000 | 46,202,000 |
| Interest-bearing deposits | 45,986,000 | 42,050,000 | 42,975,000 | 42,621,000 |
| Noninterest-bearing deposits | 3,050,000 | 5,075,000 | 3,254,000 | 3,581,000 |
| Equity capital | 5,051,000 | 5,159,000 | 5,302,000 | 5,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,387,000 | 2,071,000 | 2,717,000 |
| Interest expense | 246,000 | 476,000 | 691,000 | 926,000 |
| Net interest income | 450,000 | 911,000 | 1,380,000 | 1,791,000 |
| Noninterest income | 15,000 | 59,000 | 98,000 | 127,000 |
| Noninterest expense | 406,000 | 812,000 | 1,331,000 | 1,742,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 59,000 | 158,000 | 247,000 | 276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 158,000 | 247,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,857,000 | 4,956,000 | 5,045,000 | 5,074,000 |
| Total capital | 5,362,000 | 5,459,000 | 5,538,000 | 5,543,000 |
| Risk-weighted assets | 40,231,000 | 40,083,000 | 39,304,000 | 37,406,000 |