Call reports 2002
KENSINGTON BANK — 2002
What KENSINGTON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,473,000 | 49,332,000 | 50,873,000 | 52,990,000 |
| Total loans | 25,263,000 | 26,798,000 | 28,019,000 | 30,082,000 |
| Allowance for loan losses | 245,000 | 257,000 | 258,000 | 268,000 |
| Securities available for sale | 14,315,000 | 14,227,000 | 14,743,000 | 14,710,000 |
| Securities held to maturity | 5,646,000 | 5,779,000 | 6,325,000 | 6,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,775,000 | 44,175,000 | 45,291,000 | 46,846,000 |
| Interest-bearing deposits | 40,528,000 | 41,825,000 | 42,869,000 | 43,931,000 |
| Noninterest-bearing deposits | 2,247,000 | 2,350,000 | 2,422,000 | 2,915,000 |
| Equity capital | 4,205,000 | 4,634,000 | 4,964,000 | 5,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,613,000 | 2,430,000 | 3,264,000 |
| Interest expense | 439,000 | 849,000 | 1,246,000 | 1,627,000 |
| Net interest income | 351,000 | 764,000 | 1,184,000 | 1,637,000 |
| Noninterest income | 36,000 | 73,000 | 108,000 | 152,000 |
| Noninterest expense | 206,000 | 396,000 | 607,000 | 864,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 35,000 |
| Pretax income | 181,000 | 431,000 | 675,000 | 890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 431,000 | 675,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,200,000 | 4,360,000 | 4,554,000 | 4,709,000 |
| Total capital | 4,445,000 | 4,617,000 | 4,812,000 | 4,977,000 |
| Risk-weighted assets | 26,247,000 | 27,500,000 | 28,729,000 | 31,290,000 |