Call reports 2001
KENSINGTON BANK — 2001
What KENSINGTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,777,000 | 44,447,000 | 45,171,000 | 47,281,000 |
| Total loans | 23,778,000 | 25,468,000 | 25,342,000 | 25,179,000 |
| Allowance for loan losses | 235,000 | 237,000 | 206,000 | 246,000 |
| Securities available for sale | 12,369,000 | 11,920,000 | 12,120,000 | 13,659,000 |
| Securities held to maturity | 4,585,000 | 4,599,000 | 5,083,000 | 5,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,233,000 | 39,709,000 | 40,179,000 | 42,534,000 |
| Interest-bearing deposits | 36,020,000 | 37,649,000 | 37,688,000 | 40,052,000 |
| Noninterest-bearing deposits | 2,213,000 | 2,060,000 | 2,491,000 | 2,482,000 |
| Equity capital | 4,051,000 | 4,098,000 | 4,358,000 | 4,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,586,000 | 2,406,000 | 3,213,000 |
| Interest expense | 494,000 | 1,001,000 | 1,513,000 | 2,008,000 |
| Net interest income | 289,000 | 585,000 | 893,000 | 1,205,000 |
| Noninterest income | 31,000 | 59,000 | 87,000 | 126,000 |
| Noninterest expense | 189,000 | 368,000 | 557,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 131,000 | 276,000 | 430,000 | 513,000 |
| Income tax | 9,000 | 16,000 | 0 | 0 |
| Net income | 122,000 | 260,000 | 430,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,913,000 | 3,971,000 | 4,101,000 | 4,144,000 |
| Total capital | 4,148,000 | 4,208,000 | 4,307,000 | 4,390,000 |
| Risk-weighted assets | 24,231,000 | 25,863,000 | 25,832,000 | 25,914,000 |