Call reports 2009
AFFINITY BANK — 2009
What AFFINITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 1,229,054,000 | 1,211,431,000 |
| Total loans | 890,383,000 | 830,647,000 |
| Allowance for loan losses | 20,480,000 | 18,247,000 |
| Securities available for sale | 215,490,000 | 180,769,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 867,078,000 | 905,593,000 |
| Interest-bearing deposits | 846,149,000 | 881,766,000 |
| Noninterest-bearing deposits | 20,929,000 | 23,827,000 |
| Equity capital | 44,866,000 | 8,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 17,950,000 | 32,943,000 |
| Interest expense | 10,509,000 | 20,619,000 |
| Net interest income | 7,441,000 | 12,324,000 |
| Noninterest income | 325,000 | -6,449,000 |
| Noninterest expense | 7,721,000 | 17,175,000 |
| Provision for loan losses | 4,006,000 | 30,067,000 |
| Pretax income | -3,878,000 | -41,284,000 |
| Income tax | 0 | 0 |
| Net income | -3,878,000 | -41,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 55,719,000 | 18,313,000 |
| Total capital | 67,224,000 | 29,225,000 |
| Risk-weighted assets | 911,397,000 | 865,588,000 |