Call reports 2007
AFFINITY BANK — 2007
What AFFINITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,201,361,000 | 1,191,455,000 | 1,190,502,000 | 1,181,061,000 |
| Total loans | 793,905,000 | 825,838,000 | 841,637,000 | 830,929,000 |
| Allowance for loan losses | 8,600,000 | 8,600,000 | 9,900,000 | 11,500,000 |
| Securities available for sale | 213,598,000 | 211,605,000 | 216,275,000 | 219,390,000 |
| Securities held to maturity | 104,599,000 | 101,612,000 | 95,538,000 | 91,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,730,000 | 723,296,000 | 727,153,000 | 688,467,000 |
| Interest-bearing deposits | 701,092,000 | 711,230,000 | 709,585,000 | 673,098,000 |
| Noninterest-bearing deposits | 8,638,000 | 12,066,000 | 17,568,000 | 15,369,000 |
| Equity capital | 83,821,000 | 80,573,000 | 80,028,000 | 80,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 20,297,000 | 40,827,000 | 62,027,000 | 82,005,000 |
| Interest expense | 12,268,000 | 25,124,000 | 38,253,000 | 51,081,000 |
| Net interest income | 8,029,000 | 15,703,000 | 23,774,000 | 30,924,000 |
| Noninterest income | 1,052,000 | 2,056,000 | 2,429,000 | 2,259,000 |
| Noninterest expense | 7,428,000 | 15,396,000 | 22,685,000 | 29,269,000 |
| Provision for loan losses | 214,000 | 214,000 | 1,514,000 | 3,714,000 |
| Pretax income | 1,439,000 | 2,149,000 | 2,004,000 | 200,000 |
| Income tax | 50,000 | 75,000 | 70,000 | -38,000 |
| Net income | 1,389,000 | 2,074,000 | 1,934,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,446,000 | 83,101,000 | 83,032,000 | 81,407,000 |
| Total capital | 93,581,000 | 91,801,000 | 93,032,000 | 92,473,000 |
| Risk-weighted assets | 809,043,000 | 857,280,000 | 890,371,000 | 884,752,000 |