Call reports 2006
AFFINITY BANK — 2006
What AFFINITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,068,394,000 | 1,079,179,000 | 1,060,685,000 | 1,096,821,000 |
| Total loans | 826,497,000 | 824,378,000 | 788,601,000 | 791,459,000 |
| Allowance for loan losses | 9,000,000 | 8,500,000 | 8,500,000 | 8,580,000 |
| Securities available for sale | 189,244,000 | 194,419,000 | 189,722,000 | 188,357,000 |
| Securities held to maturity | 0 | 23,331,000 | 36,559,000 | 81,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 663,319,000 | 650,536,000 | 646,997,000 | 660,844,000 |
| Interest-bearing deposits | 649,662,000 | 638,721,000 | 635,456,000 | 650,216,000 |
| Noninterest-bearing deposits | 13,657,000 | 11,815,000 | 11,541,000 | 10,628,000 |
| Equity capital | 83,178,000 | 83,591,000 | 84,510,000 | 83,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 17,107,000 | 34,747,000 | 53,544,000 | 72,344,000 |
| Interest expense | 8,853,000 | 18,317,000 | 28,746,000 | 39,451,000 |
| Net interest income | 8,254,000 | 16,430,000 | 24,798,000 | 32,893,000 |
| Noninterest income | 859,000 | 1,471,000 | 2,225,000 | 2,622,000 |
| Noninterest expense | 7,330,000 | 13,494,000 | 20,436,000 | 26,857,000 |
| Provision for loan losses | -168,000 | -668,000 | -668,000 | -588,000 |
| Pretax income | 1,963,000 | 5,090,000 | 7,371,000 | 9,362,000 |
| Income tax | 69,000 | 178,000 | 258,000 | 328,000 |
| Net income | 1,894,000 | 4,912,000 | 7,113,000 | 9,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,373,000 | 83,443,000 | 83,743,000 | 82,985,000 |
| Total capital | 92,088,000 | 92,443,000 | 92,778,000 | 92,100,000 |
| Risk-weighted assets | 798,246,000 | 779,393,000 | 747,336,000 | 782,825,000 |