Call reports 2002
AFFINITY BANK — 2002
What AFFINITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 593,248,000 | 676,061,000 | 669,631,000 | 694,387,000 |
| Total loans | 391,778,000 | 403,597,000 | 491,134,000 | 535,303,000 |
| Allowance for loan losses | 3,976,000 | 5,060,000 | 5,995,000 | 5,727,000 |
| Securities available for sale | 31,305,000 | 20,748,000 | 9,176,000 | 113,298,000 |
| Securities held to maturity | 151,606,000 | 230,971,000 | 122,413,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,767,000 | 438,664,000 | 441,333,000 | 520,004,000 |
| Interest-bearing deposits | 428,244,000 | 422,657,000 | 422,651,000 | 489,262,000 |
| Noninterest-bearing deposits | 6,523,000 | 16,006,000 | 18,682,000 | 30,742,000 |
| Equity capital | 38,335,000 | 41,018,000 | 46,041,000 | 51,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,157,000 | 23,978,000 | 39,575,000 | 52,024,000 |
| Interest expense | 4,947,000 | 9,869,000 | 14,543,000 | 19,459,000 |
| Net interest income | 6,210,000 | 14,109,000 | 25,032,000 | 32,565,000 |
| Noninterest income | 1,386,000 | 2,508,000 | 3,636,000 | 4,727,000 |
| Noninterest expense | 2,825,000 | 5,970,000 | 9,360,000 | 12,650,000 |
| Provision for loan losses | 108,000 | 1,218,000 | 2,237,000 | 1,989,000 |
| Pretax income | 4,791,000 | 9,555,000 | 17,197,000 | 22,779,000 |
| Income tax | 165,000 | 342,000 | 609,000 | 805,000 |
| Net income | 4,626,000 | 9,213,000 | 16,588,000 | 21,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,327,000 | 40,881,000 | 45,789,000 | 50,095,000 |
| Total capital | 42,727,000 | 45,780,000 | 51,501,000 | 56,022,000 |
| Risk-weighted assets | 360,568,000 | 391,380,000 | 456,241,000 | 508,537,000 |