Call reports 2001
AFFINITY BANK — 2001
What AFFINITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 408,854,000 | 409,025,000 | 407,804,000 | 552,400,000 |
| Total loans | 344,881,000 | 360,438,000 | 333,782,000 | 387,080,000 |
| Allowance for loan losses | 3,440,000 | 3,260,000 | 3,350,000 | 3,920,000 |
| Securities available for sale | 0 | 0 | 0 | 68,569,000 |
| Securities held to maturity | 8,451,000 | 7,151,000 | 24,727,000 | 79,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,898,000 | 359,738,000 | 356,497,000 | 422,182,000 |
| Interest-bearing deposits | 357,911,000 | 354,791,000 | 352,822,000 | 419,813,000 |
| Noninterest-bearing deposits | 1,987,000 | 4,947,000 | 3,675,000 | 2,369,000 |
| Equity capital | 30,031,000 | 30,452,000 | 31,643,000 | 36,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,907,000 | 15,992,000 | 23,644,000 | 32,723,000 |
| Interest expense | 5,427,000 | 11,146,000 | 16,397,000 | 21,365,000 |
| Net interest income | 2,480,000 | 4,846,000 | 7,247,000 | 11,358,000 |
| Noninterest income | 834,000 | 1,308,000 | 2,088,000 | 2,895,000 |
| Noninterest expense | 1,729,000 | 3,673,000 | 5,554,000 | 7,674,000 |
| Provision for loan losses | 50,000 | -112,000 | -46,000 | 157,000 |
| Pretax income | 1,535,000 | 2,593,000 | 3,827,000 | 6,422,000 |
| Income tax | 54,000 | 91,000 | 134,000 | 225,000 |
| Net income | 1,481,000 | 2,502,000 | 3,693,000 | 6,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,031,000 | 30,452,000 | 31,643,000 | 36,701,000 |
| Total capital | 33,356,000 | 33,983,000 | 35,037,000 | 41,045,000 |
| Risk-weighted assets | 265,608,000 | 282,371,000 | 271,144,000 | 349,780,000 |