Call reports 2025
HERSHEY BANK — 2025
What HERSHEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 116,117,000 | 119,554,000 | 133,396,000 | 138,500,000 |
| Total loans | 100,513,000 | 103,917,000 | 117,047,000 | 116,562,000 |
| Allowance for loan losses | 1,515,000 | 1,543,000 | 1,580,000 | 1,633,000 |
| Securities available for sale | 2,670,000 | 2,982,000 | 4,990,000 | 5,156,000 |
| Securities held to maturity | 3,026,000 | 2,657,000 | 2,357,000 | 2,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,094,000 | 92,412,000 | 98,706,000 | 100,634,000 |
| Interest-bearing deposits | 81,410,000 | 82,077,000 | 86,862,000 | 88,304,000 |
| Noninterest-bearing deposits | 10,684,000 | 10,335,000 | 11,844,000 | 12,330,000 |
| Equity capital | 15,348,000 | 15,686,000 | 16,216,000 | 16,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,579,000 | 5,575,000 | 7,749,000 |
| Interest expense | 681,000 | 1,317,000 | 2,032,000 | 2,820,000 |
| Net interest income | 1,096,000 | 2,262,000 | 3,543,000 | 4,929,000 |
| Noninterest income | 116,000 | 256,000 | 496,000 | 660,000 |
| Noninterest expense | 793,000 | 1,637,000 | 2,445,000 | 3,415,000 |
| Provision for loan losses | 36,000 | 64,000 | 101,000 | 154,000 |
| Pretax income | 390,000 | 825,000 | 1,500,000 | 2,043,000 |
| Income tax | 85,000 | 182,000 | 330,000 | 448,000 |
| Net income | 305,000 | 643,000 | 1,170,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,381,000 | 14,720,000 | 15,280,000 | 15,668,000 |