Call reports 2024
HERSHEY BANK — 2024
What HERSHEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 95,676,000 | 99,190,000 | 115,584,000 | 121,114,000 |
| Total loans | 74,977,000 | 83,943,000 | 97,083,000 | 102,318,000 |
| Allowance for loan losses | 1,331,000 | 1,360,000 | 1,407,000 | 1,479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,812,000 | 7,800,000 | 6,691,000 | 6,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,476,000 | 78,637,000 | 85,512,000 | 86,656,000 |
| Interest-bearing deposits | 66,041,000 | 65,902,000 | 73,681,000 | 75,229,000 |
| Noninterest-bearing deposits | 11,435,000 | 12,735,000 | 11,831,000 | 11,427,000 |
| Equity capital | 14,646,000 | 14,982,000 | 15,036,000 | 15,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,908,000 | 4,623,000 | 6,552,000 |
| Interest expense | 406,000 | 830,000 | 1,415,000 | 2,121,000 |
| Net interest income | 1,020,000 | 2,078,000 | 3,208,000 | 4,431,000 |
| Noninterest income | 119,000 | 238,000 | 394,000 | 558,000 |
| Noninterest expense | 679,000 | 1,395,000 | 2,128,000 | 2,934,000 |
| Provision for loan losses | 16,000 | 45,000 | 92,000 | 164,000 |
| Pretax income | 444,000 | 876,000 | 1,382,000 | 1,909,000 |
| Income tax | 95,000 | 191,000 | 303,000 | 418,000 |
| Net income | 349,000 | 685,000 | 1,079,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,601,000 | 13,958,000 | 14,031,000 | 14,059,000 |
| Total capital | 14,548,000 | — | — | — |
| Risk-weighted assets | 75,332,000 | — | — | — |