Call reports 2023
HERSHEY BANK — 2023
What HERSHEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 112,412,000 | 106,425,000 | 102,047,000 | 97,090,000 |
| Total loans | 74,014,000 | 76,551,000 | 80,439,000 | 77,925,000 |
| Allowance for loan losses | 1,251,000 | 1,266,000 | 1,295,000 | 1,315,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,559,000 | 19,924,000 | 15,440,000 | 11,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,134,000 | 88,120,000 | 80,101,000 | 78,453,000 |
| Interest-bearing deposits | 81,880,000 | 76,628,000 | 70,566,000 | 65,421,000 |
| Noninterest-bearing deposits | 14,254,000 | 11,492,000 | 9,535,000 | 13,032,000 |
| Equity capital | 14,042,000 | 14,494,000 | 14,854,000 | 14,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,895,000 | 4,387,000 | 5,953,000 |
| Interest expense | 303,000 | 673,000 | 1,063,000 | 1,461,000 |
| Net interest income | 1,127,000 | 2,222,000 | 3,324,000 | 4,492,000 |
| Noninterest income | 275,000 | 384,000 | 484,000 | 599,000 |
| Noninterest expense | 582,000 | 1,191,000 | 1,824,000 | 2,540,000 |
| Provision for loan losses | 72,000 | 87,000 | 117,000 | 137,000 |
| Pretax income | 690,000 | 1,270,000 | 1,809,000 | 2,356,000 |
| Income tax | 151,000 | 279,000 | 398,000 | 522,000 |
| Net income | 539,000 | 991,000 | 1,411,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,908,000 | 13,385,000 | 13,767,000 | 13,231,000 |
| Total capital | 13,871,000 | 14,321,000 | 14,740,000 | 14,227,000 |
| Risk-weighted assets | 76,717,000 | 74,531,000 | 77,504,000 | 79,381,000 |