Call reports 2022
HERSHEY BANK — 2022
What HERSHEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 97,428,000 | 114,002,000 | 118,109,000 | 110,335,000 |
| Total loans | 74,795,000 | 80,261,000 | 85,420,000 | 75,026,000 |
| Allowance for loan losses | 973,000 | 1,118,000 | 1,148,000 | 1,179,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,580,000 | 24,784,000 | 24,860,000 | 24,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,214,000 | 98,475,000 | 97,191,000 | 94,684,000 |
| Interest-bearing deposits | 68,805,000 | 86,216,000 | 84,280,000 | 79,817,000 |
| Noninterest-bearing deposits | 13,409,000 | 12,259,000 | 12,911,000 | 14,867,000 |
| Equity capital | 12,942,000 | 13,270,000 | 13,648,000 | 13,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 2,051,000 | 3,358,000 | 4,836,000 |
| Interest expense | 174,000 | 406,000 | 681,000 | 985,000 |
| Net interest income | 743,000 | 1,645,000 | 2,677,000 | 3,851,000 |
| Noninterest income | 105,000 | 289,000 | 429,000 | 570,000 |
| Noninterest expense | 591,000 | 1,185,000 | 1,773,000 | 2,412,000 |
| Provision for loan losses | 30,000 | 100,000 | 130,000 | 160,000 |
| Pretax income | 227,000 | 649,000 | 1,203,000 | 1,849,000 |
| Income tax | 53,000 | 148,000 | 273,000 | 415,000 |
| Net income | 174,000 | 501,000 | 930,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,706,000 | 12,062,000 | 12,465,000 | 12,345,000 |
| Total capital | 12,647,000 | 13,068,000 | 13,511,000 | 13,295,000 |
| Risk-weighted assets | 75,323,000 | 80,376,000 | 83,634,000 | 75,814,000 |