Call reports 2021
HERSHEY BANK — 2021
What HERSHEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 86,392,000 | 86,771,000 | 89,494,000 | 90,392,000 |
| Total loans | 65,229,000 | 66,533,000 | 74,179,000 | 71,465,000 |
| Allowance for loan losses | 604,000 | 710,000 | 833,000 | 933,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,981,000 | 5,090,000 | 5,509,000 | 5,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,355,000 | 73,726,000 | 74,241,000 | 75,306,000 |
| Interest-bearing deposits | 61,347,000 | 62,464,000 | 63,574,000 | 63,346,000 |
| Noninterest-bearing deposits | 12,008,000 | 11,262,000 | 10,667,000 | 11,960,000 |
| Equity capital | 12,522,000 | 12,665,000 | 12,804,000 | 12,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,894,000 | 2,877,000 | 4,410,000 |
| Interest expense | 182,000 | 360,000 | 532,000 | 712,000 |
| Net interest income | 784,000 | 1,534,000 | 2,345,000 | 3,698,000 |
| Noninterest income | 495,000 | 771,000 | 955,000 | 669,000 |
| Noninterest expense | 622,000 | 1,225,000 | 1,847,000 | 2,517,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 567,000 | 900,000 | 1,183,000 | 1,490,000 |
| Income tax | 123,000 | 198,000 | 262,000 | 334,000 |
| Net income | 444,000 | 702,000 | 921,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,169,000 | 11,344,000 | 11,502,000 | 11,505,000 |
| Total capital | 11,773,000 | 12,054,000 | 12,335,000 | 12,392,000 |
| Risk-weighted assets | 60,326,000 | 61,202,000 | 69,937,000 | 70,956,000 |