Call reports 2020
HERSHEY BANK — 2020
What HERSHEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 78,110,000 | 81,009,000 | 81,332,000 | 82,611,000 |
| Total loans | 62,997,000 | 64,298,000 | 63,080,000 | 63,046,000 |
| Allowance for loan losses | 223,000 | 346,000 | 533,000 | 541,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,102,000 | 4,023,000 | 4,019,000 | 4,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,749,000 | 68,317,000 | 68,498,000 | 69,853,000 |
| Interest-bearing deposits | 55,585,000 | 58,638,000 | 58,303,000 | 57,903,000 |
| Noninterest-bearing deposits | 8,164,000 | 9,679,000 | 10,195,000 | 11,950,000 |
| Equity capital | 11,827,000 | 12,093,000 | 12,145,000 | 12,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,215,000 | 3,285,000 | 4,300,000 |
| Interest expense | 267,000 | 498,000 | 703,000 | 897,000 |
| Net interest income | 865,000 | 1,717,000 | 2,582,000 | 3,403,000 |
| Noninterest income | 160,000 | 403,000 | 624,000 | 802,000 |
| Noninterest expense | 617,000 | 1,262,000 | 1,828,000 | 2,491,000 |
| Provision for loan losses | 70,000 | 180,000 | 300,000 | 420,000 |
| Pretax income | 338,000 | 678,000 | 1,078,000 | 1,294,000 |
| Income tax | 75,000 | 149,000 | 237,000 | 290,000 |
| Net income | 263,000 | 529,000 | 841,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,344,000 | 10,644,000 | 10,730,000 | 10,774,000 |
| Total capital | 10,567,000 | 10,990,000 | 11,263,000 | 11,315,000 |
| Risk-weighted assets | 58,195,000 | 58,349,000 | 57,910,000 | 62,389,000 |