Call reports 2018
HERSHEY BANK — 2018
What HERSHEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,062,000 | 72,754,000 | 75,945,000 | 76,074,000 |
| Total loans | 60,659,000 | 63,504,000 | 65,757,000 | 63,661,000 |
| Allowance for loan losses | 1,568,000 | 1,469,000 | 1,628,000 | 1,039,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,271,000 | 4,271,000 | 4,270,000 | 4,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,810,000 | 59,201,000 | 61,493,000 | 62,126,000 |
| Interest-bearing deposits | 52,071,000 | 50,986,000 | 53,755,000 | 52,919,000 |
| Noninterest-bearing deposits | 8,739,000 | 8,215,000 | 7,738,000 | 9,207,000 |
| Equity capital | 13,014,000 | 13,348,000 | 13,586,000 | 13,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,097,000 | 3,251,000 | 4,369,000 |
| Interest expense | 180,000 | 364,000 | 584,000 | 830,000 |
| Net interest income | 881,000 | 1,733,000 | 2,667,000 | 3,539,000 |
| Noninterest income | 151,000 | 343,000 | 503,000 | 670,000 |
| Noninterest expense | 547,000 | 1,098,000 | 1,659,000 | 2,186,000 |
| Provision for loan losses | 60,000 | 130,000 | 360,000 | 560,000 |
| Pretax income | 425,000 | 848,000 | 1,151,000 | 1,463,000 |
| Income tax | 87,000 | 176,000 | 241,000 | 318,000 |
| Net income | 338,000 | 672,000 | 910,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,014,000 | 13,348,000 | 13,586,000 | 13,821,000 |
| Total capital | 13,780,000 | 14,131,000 | 14,389,000 | 14,601,000 |
| Risk-weighted assets | 60,547,000 | 61,984,000 | 63,415,000 | 62,218,000 |