Call reports 2017
HERSHEY BANK — 2017
What HERSHEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,756,000 | 71,380,000 | 74,323,000 | 73,347,000 |
| Total loans | 58,936,000 | 61,407,000 | 65,967,000 | 62,869,000 |
| Allowance for loan losses | 1,422,000 | 1,406,000 | 1,455,000 | 1,507,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,616,000 | 4,615,000 | 4,615,000 | 4,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,367,000 | 58,793,000 | 58,723,000 | 60,553,000 |
| Interest-bearing deposits | 51,118,000 | 51,107,000 | 52,173,000 | 51,380,000 |
| Noninterest-bearing deposits | 7,249,000 | 7,686,000 | 6,550,000 | 9,173,000 |
| Equity capital | 12,101,000 | 12,389,000 | 12,717,000 | 12,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,014,000 | 3,125,000 | 4,232,000 |
| Interest expense | 190,000 | 358,000 | 541,000 | 734,000 |
| Net interest income | 807,000 | 1,656,000 | 2,584,000 | 3,498,000 |
| Noninterest income | 147,000 | 315,000 | 489,000 | 641,000 |
| Noninterest expense | 531,000 | 1,070,000 | 1,622,000 | 2,198,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 170,000 |
| Pretax income | 393,000 | 841,000 | 1,341,000 | 1,771,000 |
| Income tax | 133,000 | 294,000 | 466,000 | 787,000 |
| Net income | 260,000 | 547,000 | 875,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,101,000 | 12,389,000 | 12,717,000 | 12,676,000 |
| Total capital | 12,834,000 | 13,134,000 | 13,507,000 | 13,454,000 |
| Risk-weighted assets | 57,956,000 | 59,016,000 | 62,583,000 | 61,562,000 |