Call reports 2011
HERSHEY BANK — 2011
What HERSHEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,806,000 | 45,672,000 | 46,188,000 | 47,991,000 |
| Total loans | 37,777,000 | 40,606,000 | 41,299,000 | 41,077,000 |
| Allowance for loan losses | 1,030,000 | 1,058,000 | 1,095,000 | 1,110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,918,000 | 2,916,000 | 2,914,000 | 2,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,230,000 | 37,996,000 | 38,196,000 | 37,975,000 |
| Interest-bearing deposits | 33,930,000 | 31,891,000 | 31,971,000 | 30,000,000 |
| Noninterest-bearing deposits | 6,300,000 | 6,105,000 | 6,225,000 | 7,975,000 |
| Equity capital | 7,160,000 | 7,361,000 | 7,609,000 | 7,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,505,000 | 2,316,000 | 3,109,000 |
| Interest expense | 138,000 | 263,000 | 379,000 | 478,000 |
| Net interest income | 607,000 | 1,242,000 | 1,937,000 | 2,631,000 |
| Noninterest income | 111,000 | 220,000 | 329,000 | 442,000 |
| Noninterest expense | 356,000 | 770,000 | 1,166,000 | 1,536,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 332,000 | 632,000 | 1,010,000 | 1,417,000 |
| Income tax | 119,000 | 218,000 | 349,000 | 493,000 |
| Net income | 213,000 | 414,000 | 661,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,160,000 | 7,361,000 | 7,609,000 | 7,371,000 |
| Total capital | 7,586,000 | 7,823,000 | 8,075,000 | 7,841,000 |
| Risk-weighted assets | 33,462,000 | 36,396,000 | 36,633,000 | 36,965,000 |