Call reports 2001
HERSHEY BANK — 2001
What HERSHEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,262,000 | 39,421,000 | 40,300,000 | 38,550,000 |
| Total loans | 31,330,000 | 33,730,000 | 34,250,000 | 33,451,000 |
| Allowance for loan losses | 536,000 | 597,000 | 645,000 | 797,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,214,000 | 2,631,000 | 2,542,000 | 2,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,314,000 | 34,349,000 | 35,067,000 | 33,510,000 |
| Interest-bearing deposits | 28,489,000 | 31,346,000 | 31,744,000 | 29,772,000 |
| Noninterest-bearing deposits | 2,825,000 | 3,003,000 | 3,323,000 | 3,738,000 |
| Equity capital | 4,187,000 | 4,318,000 | 4,446,000 | 4,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,687,000 | 2,549,000 | 3,392,000 |
| Interest expense | 415,000 | 842,000 | 1,268,000 | 1,642,000 |
| Net interest income | 415,000 | 845,000 | 1,281,000 | 1,750,000 |
| Noninterest income | 74,000 | 165,000 | 244,000 | 324,000 |
| Noninterest expense | 275,000 | 542,000 | 792,000 | 940,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 590,000 |
| Pretax income | 154,000 | 348,000 | 553,000 | 544,000 |
| Income tax | 53,000 | 115,000 | 193,000 | 196,000 |
| Net income | 101,000 | 233,000 | 360,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,187,000 | 4,318,000 | 4,446,000 | 4,409,000 |
| Total capital | 4,597,000 | 4,692,000 | 4,831,000 | 4,770,000 |
| Risk-weighted assets | 32,761,000 | 29,865,000 | 30,555,000 | 28,444,000 |