Call reports 2026
CAROLINA BANK & TRUST COMPANY — 2026
What CAROLINA BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 830,628,000 | 844,589,000 |
| Total loans | 596,356,000 | 606,762,000 |
| Allowance for loan losses | 8,130,000 | 8,179,000 |
| Securities available for sale | 124,039,000 | 129,485,000 |
| Securities held to maturity | 1,016,000 | 833,000 |
| Trading assets | 0 | 0 |
| Total deposits | 714,093,000 | 727,387,000 |
| Interest-bearing deposits | 524,078,000 | 536,336,000 |
| Noninterest-bearing deposits | 190,015,000 | 191,051,000 |
| Equity capital | 108,838,000 | 110,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,037,000 | 22,253,000 |
| Interest expense | 2,735,000 | 5,326,000 |
| Net interest income | 8,302,000 | 16,927,000 |
| Noninterest income | 854,000 | 1,746,000 |
| Noninterest expense | 4,107,000 | 8,071,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 4,749,000 | 10,002,000 |
| Income tax | 1,146,000 | 2,119,000 |
| Net income | 3,603,000 | 7,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 111,462,000 | 113,283,000 |
| Total capital | 118,365,000 | 120,327,000 |
| Risk-weighted assets | 551,039,000 | 562,359,000 |